Frugality is the quality of being frugal, sparing, thrifty, prudent or economical in the consumption of consumable resources such as food, time or money, and avoiding waste, lavishness or extravagance. In behavioral science, frugality has been defined as the tendency to acquire goods and services in a restrained manner, and resourceful use of already owned … Read More “5 Frugality Rules From Buffett That Could Make You Rich (Buffett’s Frugal Life)” »
Category: Investing
Let’s be honest, we all want to build wealth as soon as possible. We do not really want to wait until 70 to have wealth and freedom. So in this article I propose the 7 concrete steps that helped us build wealth quickly. The added bonus is that this allows more time for the wealth … Read More “7 Steps to Build Wealth ASAP!” »
This is a tricky time in home buying history. How much house can you afford is a critical question? This is just the beginning of the decisions and analysis required for success in home ownership. In fact, all high school students in this country should be required to take a class about home ownership in … Read More “How Much House Can You Afford? (salary required to conquer the housing game)” »
RSUs vs Stock Options – Which are Better? What are RSUs? Restricted Stock Units (RSUs) are a form of equity compensation granted by companies to their employees. RSUs represent a promise by the employer to grant the employee a certain number of shares of company stock, typically subject to vesting requirements. Unlike stock options, RSUs … Read More “RSUs vs Stock Options” »
Let’s be honest, people are stressed, me included! The data is clear, people are trying to cope with stress from many angles at the moment. For me personally, inflation, raising a family, work pressures, market volatility and more can create a constant flow of psychological and physical challenges. Most of the picture perfect stuff we … Read More “5 Ways to Cope With Stress” »
Is investing in bonds sexy again? What are the advantages of investing in bonds? After the memorial-stock crazed pandemic years in investing, traditional and rationale investing seems to be having a moment. In fact, the traditional 60/40 portfolio (60% stock index and 40% bond index) seems to be doing quite well as of late. What … Read More “Investing in Bonds, Are Bonds Sexy Now? (5 Advantages)” »
A Simple Approach in a Chaotic World – Be the Bear Market Investment God The Norse Gods Thor and Odin often took the shape of a bear to visit the human world. The bear stands for strength, healing, inner wisdom and balance between the seen and the unseen world. In investing we seem to collectively … Read More “A “Viking” Bear Market Investment Strategy for the Raging 20’s” »
Reasons NOT to invest in real estate We are not your typical blogger/youtubers on personal finance! We are not going to be big flashy showman and sell some BS hype machine about the latest get rich quick scheme in real estate. Lately I see many YouTubers talking about getting rich fast with real estate investing! … Read More “4 Powerful Reasons Not to Invest in Real Estate (beware the YouTubers)” »
Habits of the Rich. For over 20 years we have studied the habits of wealthy people. It has been proven through various research that wealthy folks, like the Millionaire Next Door, have certain habits and character traits. If only this knowledge was taught in school, we may have many more millionaires around enjoying a life … Read More “5 Powerful Habits of the Rich” »